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Debbi R. Holmes
Vice President/Trust
Department Manager
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| Debbi
R. Holmes is our Trust Department Manager. She
graduated from the University of South Dakota School of Law in
1997, and received her masters in Professional Accountancy in
1998. Debbi joined us in April of 2002, when our trust
department started, after having practiced law, served as a tax consultant, and taught classes
at Huron University. She is also a Certified Public
Accountant. Most recently, Debbi successfully completed several
Cannon Financial Institute Trust Schools and is now a Certified Fiduciary & Investment Risk Specialist. She is committed to maintaining a high
level of knowledge and excellence to best serve our client's
needs. We feel that this background makes Debbi uniquely
qualified to serve our clientele in a trust capacity. Debbi
travels by appointment to all our branches to answer trust
questions. |
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Who
Can a trust department serve? Many people may
think that a trust department serves only the elderly or the very
wealthy. In today's changing society, this no longer holds
true. Our trust department offers services for everybody!
What
services does the trust department offer?
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Trusts:
We can
serve as Trustee to administer in accordance with your wishes
as stated in the trust document.
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Estates:
We can
serve as Executor or Special Administrator at our client's
death to gather assets, pay final bills, and distribute the
balance to the rightfully determined beneficiaries.
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Guardianship/Conservatorship:
A person
can utilize this service if declared incompetent by a court or
he or she is a minor. We provide all financial services,
including paying bills, investment services, bookkeeping,
insurance claims, tax preparation and counseling. If
designated guardian by you, we act in accordance with your
stated wishes.
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Managing
Agency:
You can arrange by contract to have our trust department
manage certain property, whether it be cash management
involving buying and selling investments, or property
management, such as managing apartments or farmland.
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Retirement
Plans:
We partner with another trust services provider in
administering Pension Plans, Profit Sharing Plans, 401(k)'s,
ESOP's, Keogh Plans, and IRA's.
What
is our Investment Philosophy?
Our goal is to provide you with investments that are appropriately
matched to meet your individual needs, objectives, and comfort
level.
Call
now to arrange a time Debbi can come to a branch nearest you to
answer any questions you may have!
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