Who Can a trust department serve?  Many people may think that a trust department serves only the elderly or the very wealthy.  In today's changing society, this no longer holds true.  Our trust department offers services for everybody!

What services does the trust department offer?

• Trusts:  We can serve as Trustee to administer in accordance with your wishes as stated in the trust document.

• Estates:  We can serve as Executor or Special Administrator at our client's death to gather assets, pay final bills, and distribute the balance to the rightfully determined beneficiaries.

• Guardianship/Conservatorship:  A person can utilize this service if declared incompetent by a court or he or she is a minor.  We provide all financial services, including paying bills, investment services, bookkeeping, insurance claims, tax preparation and counseling.  If designated guardian by you, we act in accordance with your stated wishes.

• Managing Agency:  You can arrange by contract to have our trust department manage certain property, whether it be cash management involving buying and selling investments, or property management, such as managing apartments of farmland.

• Retirement Plans:  We partner with another trust services provider in administering Pension Plans, Profit Sharing Plans, 401(k)'s, ESOP's, Keogh Plans, and IRA's.

What is our Investment Philosophy?  Our goal is to provide you with investments that are appropriately matched to meet your individual needs, objectives, and comfort level.

Call now to arrange a time Debbi can come to a branch nearest you to answer any questions you may have!